Create a split in 30 seconds. Share 1 link on WhatsApp. Your friends tap their name and pay directly to your UPI ID via Google Pay, PhonePe, or Paytm with the exact amount pre-filled.
No login walls, no ads, no friction. Tap any participant below to see how easy payment is.
Aman Sharma
₹1,200.00
Priya Verma
₹1,200.00
Adarsh (Organizer)
₹1,200.00
✨ As friends pay on their phone, the organizer's screen updates in real time.
Here is how SplitKaro compares to the clumsy alternatives we all suffer through today.
Enter the bill amount, pick friends, and choose equal, exact, or percentage splitting. Your UPI ID is linked automatically.
Click the 1-tap WhatsApp button to post the smart link to your group. Everyone accesses the bill without signing up.
Friends tap their name. Their UPI app opens with your UPI ID and their exact amount pre-filled. You receive money directly in your bank.
See how effortless splitting is when everyone pays their exact share directly to your UPI.
No. They only open the link you share in their browser. They tap their name and their existing UPI app (Google Pay, PhonePe, Paytm, BHIM) opens directly.
Never. SplitKaro has zero custody over any money. We generate standard NPCI-compliant UPI payment intents. Money travels directly peer-to-peer from your friend's bank account to your bank account via UPI.
We have built-in native app schemes for PhonePe, Paytm, and Google Pay, plus 1-tap “Copy UPI ID” buttons and on-screen QR codes so payments never fail.
Yes. Since we leverage India's free public UPI infrastructure and don't process transactions through expensive third-party payment gateways, SplitKaro is completely free with zero commission.
No more awkward follow-up texts. Create your first split in 30 seconds.